Disclaimer The information contained herein was obtained from sources believed to be reliable and we cannot represent that it is accurate or complete. Neither the information nor any opinion expressed constitutes a solicitation by TS Wealth Inc. for the purchase or sale of any securities or financial products.
2193176 Ontario Inc. operates under the business names: TS Wealth, Canadian Educators’ Financial Services and Guaranteed Investments. 2193176 Ontario Inc. wholly owns 7258399 Canada Ltd, Canadian Mortgage Planning Inc. (CMP), Canadian Insurance Planning Inc. (CIP) and Canadian Educator’s Financial Inc. (CEF).
Products and services offered through Guaranteed Investments are done so through CIP. CIP, a federally incorporated company, offers insurance related products -life insurance, disability insurance, critical illness insurance, group insurance, guaranteed investment funds, guaranteed interest accounts, annuities and group insurance.
CMP, an Ontario Corporation, will provide access to mortgage products and services to the Borrower(s). CMP is not a licensed brokerage. Your mortgage broker/agent is a licensed broker/agent with a FSCO and is a broker /agent with Mortgage Intelligence (FSCO License# 10428).
Activities of 2193176 Ontario Inc. and its affiliates are limited to that of their registrations in the above categories and will be responsible for only those activities and in addition are subject to the regulatory oversight of the appropriate regulatory bodies for the above activities. Agents may also offer services in addition to those of 2193176 Ontario Inc. and its affiliates. 2193176 Ontario Inc. or any affiliate person(s) or business do not support the sale or promotion of any other products or services outside that of the individual’s licensing and registration. Agents may not be registered to sell and advise on securities (mutual funds, stocks, bonds, exempt market products). In such instances, agents will advise on an appropriate asset allocation based on risk tolerance and account goals and criteria. The section and advice of/on specific securities will be referred to licensed individuals.
Insurance agents are compensated by Insurance companies on the policies they place and by commissions paid for the sales and administration of investment products. Investment advisors are compensated on the sale and administration of the securities they sell. Mortgage Brokers/Agents are paid Finder’s Fee by the Lenders for placing the mortgages. In addition, they may receive incentives in the form of volume bonuses and points. The latter can be used for the purchase of gifts or in some cases used to acquire reduced rates. In some cases a Broker Fee may be charged, which will be fully disclosed to you prior to the mortgage being committed. Third party fees with respect to setting up a mortgage are that of the borrower(s). Advisors/agents can only be paid for placing business they are licensed and registered to sell. In some cases 2193176 Ontario Inc. and/or its affiliates may be compensated via a referral or marketing arrangement with another agent or entity for services rendered in the development of an overall financial plan or specific strategy. Any referral fees or compensation if incurred shall be disclosed prior to doing so. Please read the Simplified Prospectus or Information Folder for the specific fee structure of the mutual fund or GIF that you are investing in. All fees should be discussed with your advisor/agent.
